Gerald Applefield, JD, CLU, ChFC

Gerald Applefield began his insurance career with Northwestern Mutual Life in Charlotte NC in 1981. In 2001, he became a managing director of BEJS. He is a member of AALU and Former President and current member of the Charlotte Estate Planning Council. Gerald is also a member of the American Bar Association, the State Bar of Georgia, and the North Carolina Bar Association. He currently serves on the steering committee for Queens University Estate Planners Day. Gerald has lectured extensively on sophisticated insurance planning topics. Gerald graduated magna cum laude from the University of Georgia and received his JD & MBA degrees from the University of Georgia.

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Barry, Evans, Josephs & Snipes and its agents are presently licensed to sell traditional life insurance in the following states: AZ, CA, CO, FL, GA, MN, MO, MT, OH, PA.

NOTE: Barry, Evans, Josephs & Snipes Insurance services are limited to residents of the above listed states. Residents of other states should consult with a local agent for insurance service. Variable life and annuity products, as well as other securities products, may be sold in the following states: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, KY, LA, MA, MD, ME, MI, MN, MS, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WV, and WY. Securities products are offered to residents of the above listed states. Residents of other states should consult with a local registered representative for securities products.

Securities offered through M Holdings Securities, Inc. a registered Broker/Dealer, member FINRA/SIPC. Barry, Evans, Josephs & Snipes is independently owned and operated.

Barry, Evans, Josephs & Snipes is a member of M Financial Group. Please go to mfin.com for further details regarding this relationship.

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